Do not... I repeat, do not consider utilizing the mortgage company to refinance your home or consolidate you bills. I received my appraisal report and everything reported was not true. I just had an appraisal performed on my home approximately three years ago. Embrace Home Loans hired an appraiser to view houses no where near my neighborhood. As a result, the report are bogus... How can my house drop down to $60,000 in value in three years? While living in an historical area. The houses he did compare were not even close to the size of my home. As a another consumer reported, they took my money $395 for the fee also.
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