I think Rent A Center puts their employees through Harrassment training. They harrassed me for weeks when I could not make one payment on time, telling me to let them in to get their stuff. You have to stand up to them, plain and simple. They said we are coming to get the stuff, I said go ahead, but you will be wasting your time, because I am NOT letting you into my home, they said we will file in court, I said go ahead, the payment will be caught up by the time you get all the paperwork filled out. I was almost paid up and I wasn't about to let it go back. They will also tell you that you need to re-sign a new contract, well IF you have your things in your possession, never do that!
Rent A Center will also settle your account with you. I settled for almost 800$ less than what I owed. Why? Because I wouldn't take their harrassment! DON'T LET THEM IN—DON'T HAND THEM OVER THE MERCHANDISE if you are only going to be late a week or so. They make money because they scare people and people do it, hand the stuff over.
They prey in you because you let them. They were sweating to settle with me so that corporate wold get off their backs. They hate taking people to court, but they will, but as far as being a day late and them tryng to take your stuff. They can wait until up to 2weeks if you can deal with their crap. Just ignore the harrassment, don't hand over the stuff or let them in your home, make your payment when you have the money or call and ask them to settle on an amount when you know you have already put into it more than what it is worth. BACKBONE works. Find it! And you will like having the upper hand with these guys!
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