I had decided to make use of my time overseas to improve my credit and started this credit card account. As I am in a country notorious for postal corruption I thought it would be better to use my sister's address. I have explained to them over and over that I work for the Government overseas and ...
I have finally paid off my full balance with my orchard bank account, i am in the process of paying off all my debt and I am almost done!!! I was told by the women that i spoke with that she can wave the late fee since i was paying off my balance in full... She told me to wait 4-6 days and the 30 ...
I had a balance of 372.72 as of the 7th of April. On that date I paid the full amount and I saw no other transactions listed, and I have not used the card for months. I just received a wonderful statement that I owe 68.00 which included a 30.00 transaction fee/debits and a 30.00 late and finance ...
I really wish I had known about this site when I signed up with Orchard. It amazes me how many people are getting. Pardon my french... Screwed over with disgustingly high APR who don't deserve it. I pulled my credit report, and noticed wow I've been current with HSBC for over 3 years! So why the ...
I have had 2 orchard bank accounts. I closed the first one because orchard increased my interest rate from 12% to 29.99% after I was one day late and that day was a holiday. I had never been late before. I had a second card from them at the same time as I had the first card. I had never authorized ...
I received this card in late 1999, use the charge card for some prescription medicines and was paying minimum amount to pay off balance. Fought a losing battle and could not use the card anymore because of going over the available limit because of late charges, interest charges and any other ...