I turned to the Orchard Bank credit card after my credit suffered due to 2 job losses. I was hoping to get my credit back on track. The first incident was when I asked for a credit limit increase. They had no problem giving me a $100.00 increase then charged me $25.00 for it. Bottom line was I only ...
On 12/28, orchard bank deducted $200 out of my checking account even though i have no account with them. I called them 2 times, and both times i was told they have no account with me and they dont have anything in there computer saying they got the $200. I have bank statements proving they did ...
On 11/29 I used the online "RUSH" service of HSBC Nevada (Note: their Salinas CA PO Box) dba Orchard Bank to payoff my account balance. ACH national check rules allow only 3 days to collect check funds, yet they refuse to clear the balance for 14 days. This gives them unfair interest ...
I called the "customer care specialists" of Orchard Bank because my credit union had refused to pay my account because I had filled out inaccurate information due to misunderstanding the instructions on their website. When I attempted to communicate my problem and request that I not be ...
After making all of my payments on time and more than the min. Amout due, I received a letter notifying me that my interest rate was going up, based on my and other customers credit report. I figured it would go up a little bit, but the almost doubled it (29.99%). What really is hard to believe is ...
I applied for an Orchard Bank card online. When the card arrived, the fees were disclosed with a whopping $89 a year fee and 18.9% interest rate, so I never activated the card. Next month, I receive a statement with a minimum payment of $8.90. I never activated the card, so I called Orchard Bank ...