I had a balance of 372.72 as of the 7th of April. On that date I paid the full amount and I saw no other transactions listed, and I have not used the card for months. I just received a wonderful statement that I owe 68.00 which included a 30.00 transaction fee/debits and a 30.00 late and finance ...
I really wish I had known about this site when I signed up with Orchard. It amazes me how many people are getting. Pardon my french... Screwed over with disgustingly high APR who don't deserve it. I pulled my credit report, and noticed wow I've been current with HSBC for over 3 years! So why the ...
I have had 2 orchard bank accounts. I closed the first one because orchard increased my interest rate from 12% to 29.99% after I was one day late and that day was a holiday. I had never been late before. I had a second card from them at the same time as I had the first card. I had never authorized ...
I received this card in late 1999, use the charge card for some prescription medicines and was paying minimum amount to pay off balance. Fought a losing battle and could not use the card anymore because of going over the available limit because of late charges, interest charges and any other ...
Orchard Bank is a ripoff! I pay my bill on time and it still manages to charge a late charge. They hold your payment for several days until they post it to your account. The fees are outrageous I pay with a money order send it on time. It's not my fault it the post office doesn't deliver on time or ...
I kept getting a robot call from "Card Services" which is a name for Orchard Bank credit card. It said I could press 9 if interested, 8 to be removed, but guess what?"8" is not a recognized response. So I try 9 and tell them "not interested, do not call me again, I am on ...