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Spectra Financial
Found 23 reviews / complaints
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Spectra Financial
Ripoff

I was contacted today, 2-21, by phone to tell me of this offer for a Spectra Financial Mastercard which would give me a $2,000.00 Credit Limit and 0% APR for the first 3 years then a 4.8% rate after that. They offered NO Annual Fee, NO Transfer Fees, And NO other Fees Associated with the card. I ...

Spectra Financial
Ripoff

I was called on January 29. They had told me that I was approved for a mastercard of 2000 dollars and all they needed was a one time set up fee of $249. The man also told me that I would receive free long distance with a place called protel. Like something stupid I authorized this loan to go ...


Spectra Financial
Benefits ripoff

I too, was riped off and they called me at work and of course I gave them my info. But not all of it. They said someone would call me back to complete the transaction, instead they took the information that I have given them and somehow got my routing numbers and took the money out of my account. I ...