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Spectra Financial
Found 23 reviews / complaints
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Spectra Financial
Total ripoff

I was also a victim. I received a call on Feb. 11 2005 and was fed the same line of crap, just like everyone else. I have poor credit, so of course I fell for it. I have yet to receive anything. I contact them and asked to speak with a supervisor. I was told by some lady with a funny accent that ...

Spectra Financial
Ripoff

I received a call one evening telling me that I was approved for a mastercard with a $2500 limit. All i needed was a bank account, and $249. They took my information and told me that I would receive the card in about 16 days. They debited my account on feb. 3rd. I still have not received the card. ...

Spectra Financial
Ripoff, scam

I received a phone call today from Spectra Financial asking me if I would be interested in re-establishing my credit. Well like most Americans I replied with "yes". I fell right into there trap. They offered me a Mastercard with a 1 time fee of $249.00 and no annual fees or interest for 3 ...