Complaint / Review
Spectra Financial
Ripoff

I was called on January 29. They had told me that I
was approved for a mastercard of 2000 dollars and all
they needed was a one time set up fee of $249. The man
also told me that I would receive free long distance with a place called protel. Like something stupid I authorized this loan to go through at my bank. I should have known something when I called to see if my money had debited my account. The lady told me that it takes two weeks for it to show up.

I got to thinking and I know everything that is done electronically shows up the same day.