I am sure this happens with all or most credit card companies but I had a payment due Oct. 9th. I pay online so it posted online Oct. 10. I received a late fee of $39.00 which of course put me right over the limit at 15.00 over; basicly of course, I now have fees of 80.00 plus I do not know how ...
So I got my first credit card with CapitalOne. Big mistake. "I'll just use it every month, pay off what I owe, and build up my credit, " I thought. Not with CapitalOne. They advertise it as a nice way to build up your credit and give you a little "Credit Steps" brochure, but ...
Below is the exact letter I sent to Capital One discribing my problem and what to do to correct the problem. The response I recieved will be at the end. Capital One Credit Card Offer (Original offer and information concerning offer) 1. Original offer came to me in regular mail sometime in Nov 06? ...
There was a charge from a bar that should of never been charged to my card. When the bar tried to put it threw it was denied due to cancelation of card. I was told by Capital One that in no way shape or form would they be able to charge it to the card after cancelation. My limit on the card was ...
Opened account three years back from an advertisement of 4.99% rate for LIFE and NO annual fees. Account has always been paid on time. Six months ago company started changing my rate from 4.99 to 7.99 and then to 9.99. I had had enough and paid off the account in full with an over payment, which ...
I have had a capital One card for some time now. They recently sent me a notice in the mail to inform me of a Change. They wanted to raise my intrest rate from 8.9% to 15.9%. That is almost double what it is now. I have never been late to them and my credit report is spotless. When contacted they ...