I have had a Capital One card for some time now. They recently sent me a notice in the mail to inform me of a Change. They wanted to raise my interest rate from 8.9% to 15.9%. That is almost double what it is now. I have never been late to them and my credit report is spotless. When contacted they ...
For the first time in my life, I decide to take advantage of an offer from Capital One, whose credit card I've had for a number of years. They sent preprinted checks with the advertisement that if you agree to pay 3% of the amount you write, but not greater than $49, you can write yourself a check ...
Capital One would charge for a payment protection plan and credit inform service that would supposedly check your credit score for you that no one would report to you and cost about 30 dollars each. When called to cancel, Capital One would not take off the bill let alone answer your questions to ...
In an attempt to use Capital One miles rewards I contacted Capital One prior to making my airline purchase. I was delightfully surprised and exited when the customer service representative checked my mileage availability and advised that I have more than enough miles to make the purchase. After the ...
They sent me a bill with a minimum payment due which I paid on time. The following month they charged me $8.42 in finance charges which then put me over the limit and then they charged me $29.00 over limit fee. Again, the minimum payment just brings me to the credit limit, so if I only pay that ...
Okay, I have a question. Is it legal for credit card companies to charge an overlimit fee when it was the monthly finance charges that put the account over the limit during that period? Here is what I am talking about; JUN 16 - JUL 16 Previous Balance $1,061.47 Payments, Credits and Adjustments ...