I have had a loan with CAC since May. I make a payment to these thugs every month and still get harassing phone calls upwards of 10 times per day. My payment is "due" on the 4th of every month. Sometimes my checks are a few days beyong that date.inevitably, I start getting calls from CAC ON THE DUE DATE! I politely tell them that the payment will be made in a few days and they demand a date. Now, most companies have a 7-10 day grace... Not CAC. These loansharks want their money BEFORE the due date. So, if you get a loan from them, make sure that you pay them before the date due or you'll get harassed by spanish-speaking CSR's at all times of the day and night. I have NEVER missed a payment with them and have NEVER been past 30 days late, heck I've never been more than 10 days late and they are threatening repossession. GO AHEAD! Repo the car and I'll sue you! The dealers that use this company are as bad as the company itself. I bought my car at Dave Arbogast Buick, GMC in Troy, Ohio. Avoid CAC at all costs! No car is worth this type of "collection" activity.
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