I purchased a truck at sierra vista, az on a weekend and put 5000. Oo down on a 15000. Oo truck I had good credit at the time they gave us the truck and said we would get the papers monday on the loan. 6 weeks later we got them. I never saw the interest on the amount owed We tryed to make a payment early an they would keep it till the payment was due before deposit.
Later I lost My job and fell behind now they charge 140. Oo late fee plus 10.00 every 10 days. We ask for a refinance. They said no. We ask for the payoff on the truck. They said they could not give that information because there was early payoff fees late fee and some others so we would have to just pay the loan out. The harassament calls come at all hours of the day an night 2 or 3 an hour and calls to my mom and dad that are very old and live in Texas an are in bed early this scares them. They called my employer so much that he fired me that made it even harder to pay them.
Now I am doing what I can to pay but it get harder all the time. I don't think they will ever let me pay it off. Been paying 4 years and I still owe 9293. Oo at 400. Oo per mo. What do I do.
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