Westlake has harassed all of my references, my mother has even contacted an attorney as they leave detailed account information with threats on her machine-she still has them, they have spoken to and threatened my 13 year old with my arrest as well as his, they discussed my entire account activity with my ex-husband and explained to his my child is being charged as well as me and we will be arrested this Monday.
They refuse my payments and a collector actually stated to me -" we only finance 2 kinds of people the kind we repo and losers like you! And if you don't want your car repoed get financed elsewhere" I asked if I were to pay would the account be ok she stated " no you are a risk and even if current we will repo as I have plenty of equity for them to make money" I was also called a welfare momma, and told they would report me to child services for fraud.
Agent John Ruiz has called to my ex-husband stating to him I was going to prison that he needs to take my son and even if I turn over the vehicle they will still pursue fraud charges. I am scared to pay them as they have stated they will hold my funds and not apply them to my account and still repo my vehicle, and that I should give my children to people who can pay their bills. Also when I call back the phone numbers they call from they refuse names and company name, when I give them my name I am transferred to a fraud investigator for charges filed.
Agents also keep calling saying they have an appointment to pick up my vehicle and to arrest me. I don't know what to do, I am scared to pay and can't drive my vehicle they will not even give me payoff. My contract originated in Florida, my mother is in North Carolina, they're in California - they have broken the Fair Debt Collection Practices Act in many ways... Please help - I'm scared they will jeopardize my childrens custody and my vehicle - they have already embarrassed and destroyed my credibility and privacy - even my relationship with my references.
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