I've purchased a 2006 Kia Sedona at Peak Kia in Colorado. I was told that the van could be refinanced it a year or so. The property I was working at sold the property, so naturally I lost my job. I was never been late or delinquent on payment. I tried my best to keep the van but I could not find a steady job for a few months. I called Drive Fiancial and asked if I could refinance because I had been paying for a year. At my surprise, they told me that they were not a finance company. I was shocked because the company name is after all Drive Financial. Is this legal?
After hearing that I knew I had to give up the van. It wasn't possible to make the payment of over $700 with the money I was making. I begged them to take the van. At the time of phone call to them, my loan had not been delinquent. They kept asking me if I could go somewhere else to refinance the car. I told them the van is in front of my apartment so just take it. They began to call me every other day. I had to tell each person who calls the same thing every time. The van has been sitting there for over 3 months now. I am driving my son's car. I have not once driven the van since the first call was made to them. They somehow found my son's friend's number and called him. I have never given them my son's friend. They just wouldn't take the van back. I don't know what to do.
This is affecting my ability to work with peace of mind. I am willing to pay the remainder of the loan after they auction it off. I want to know if it is legal to call them selves a finance company when they are not. I would like to say to them to take the van back and let me off the loan contract then charge me whatever I owe now. Stop the phone calls!!
0 comments