I am a ex-employee that worked for Plains Chevrolet for about two years.in those two years they told you to lie to customers and to close them on payments, if you could get a customers to close on payments they would never know what they where giving for the car they where buying.
In those payments they did not know that they had ETCH - Extended warranty - Theft Protection Plan - Gap Insurance - Credit Life & Disability. So when they went into the F & I office the F&I Manager tried to sell all of these products again, and every product they got to except some of these products they doubled there profits.
Now here is the bad part when you left without a contract they went to work falsifing your credit app - your income - Your job time - falsifing the equipment on the car you bought so the banks would loan more money. So two to three weeks later when you recieved your contract in the mail you found out you gave more money for the car you purchased and had alot of products you did not agree to purchase, so when you went back to the dealership and told them that you did not purchase these products they would say is this your signiture and you said yes, they would tell you to leave there dealership.
Some people would tell the dealership that they where going to get an attorney and they would say go ahead. They would not do anything unless an attorney contacted them. But most people will not even try to get an attorney because it is hard to try to even get an attorney to look at your case.
So here is some advice, look over all paperwork before you sign anything. At all times you ask what you are giving for the car you are buying. Make them write on your deal sheet what you are giving for the car you are buying and ask if there are any hidden costs in the payment that they have quoted. DO NOT sign anything blank. This is all i have this time but i will be giving you more tips later on.
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