The only time I've ever been contacted by them is to sell me a policy. I'm not sure how they got a hold of my contact information but they did. I listened to their pitch and asked some questions, they had little to answers to my questions regarding federal benefits. Once they didn't answer my questions, they quoted me a lot higher than expected. I was sold on the idea of the policy building cash, until I found out that it doesn't. Money's gone and now I can't get anyone to answer my calls. Watch out for these guys.
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