Deetto, Aka SST Card Services, Aka formerly as First Equity is without a doubt the worst credit card company I have ever
had the misfortune of dealing with. Notonly do they try to make it impossible for you to reach a live human, they go out of their way to be rude when you do reach someone. (Perhaps this is why they also go out of their way to hide their ownership and only offer vague info. On how and who and how to contact). Try to conduct a google search and you will come up empty-handed on any information on this company!
This is a warning to those who may accrue a balance with them.
They refuse to work with customers on any type of payment plan whatsoever regardless of hardship. Their response is "pay off 25% of your balance and we will lower your APR by 4%".
They also love to bill a late fee if you pay on your due date - they claim "we didn't get paid until the following day, that's why you were charged a $35 late fee.in addition should you need to access your "available cash", they only allow you to do so in $100 increments and charge your $10 plus the APR on your card, violating pretty much every state's usury laws. I strongly advise that if you do have a card with them, you close it and roll the balanceover to a more reputable institution (apologies as these are hard to find as well in the credit card space). Document any contact you have with them as they also go out of their way to claim no contact was every made with them regarding any past issues. I also encourage you to submit any and all complaints to the Consumer Financial Protection Bureau @ http://www.consumerfinance. Gov / and the FTC @ ftc. Gov and the Better Business Bureau in their supposed home state of Georgia. This outfit needs to be shut down for good.
0 comments