I have a balance of $3,805.00 and a minimum pmt. Of $104.00. They are charging me an $84.75 per month fee for a "cash" finance charge. They are also charging me a $15.64 dollar finance fee on the remaining balance.
If I make just my minimum payment, $6.00 is applied to my principal balance.
I have yet to receive a bill without a so called late fee. I pay all my bills on time and somehow they just suggest the mail is slow. I was involved in the CA. Fires in November and did not know how much I was using the card (just trying to survive) and they charged me an over the limit fee. This is crazy, they should have just rejected the charge. Late payment $39.00 Over the limit $39.00 and on and on. Please contact me when a class action law suite is in the works. This credit card is issued by Columbus Bank and Trust in Georgia.
I will also file a complaint with the Attorney General in my state as well as Georgia, please consider doing the same.
Best regards,
Susan
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