Homecomings Financial bought my mortgage from my original lender evidently the end of last year... Mind you, I only refinanced my loan in November of last year. Well, I was not aware of the change in lenders until JULY of this year!
No notice was given to me, no communication, no registered letter, nothing. My previous lender was Regions Bank and they were kind enough to send my AUTOMATIC bank payments ON TO Homecomings Financial.in July I received notice from REGIONS that my loan had been sold back the end of 2003 and that they would no longer send on my payments to Homecomings Financial. I was DEVASTATED as I had been using the automatic payments, on time, etc. To reestablish my credit!
Anyway, I changed my automatic payments through my bank to go to Homecomings as of August... As of last week they had not 'accepted' or cashed my payments for August OR September. Just the other day I got a letter from some Specialized, Inc. Out of Leesburg, VA saying I had 10 days to reply and get my account current with Homecomings or they would FORECLOSE!!! I had tried repeadedly to contact Homecomings Financial thru their 800 number and keep getting 'cut off', put on 'hold' or 'transferred'... I don't know WHAT to do... I have my bank sending me all the information of where and when the money was paid, so hopefully that will help.
This company seems to be in the business of CHEATING people OUT of their homes based on everything I've seen written here, and, also I have a friend whose father is going through the SAME mess with Homecomings... Do not do business with this company if you can help it... Good luck.
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