It all started when my loan was sold from novastar to saxon mortgage. Had been in my house for about 18 months, when my loan went to saxon and it took me 6 months for them to find my loan paperwork, by this time my home was in preforclosure, got that fixed and was back on track. Made payments for about til june 09 then husband went on layoff for 6months. Call them to see if we could get a modifacation and we didn't qualify for any thing. Three months later I called back later asked for another modication and they told me that we qualified for hamp and they said that they mailed the paperwork for us to sign and never did get it. Got second forclosure papers called lawyer's office and they refused to talk to me but did tell me to call saxon and see what they could for me. Next thing I know that the sheriff department was putting my stuff out on the front yard in February.
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