I requested the credit card last year, i presently still have a merchant account, and use it frequently. Our monthly premiums have no intrest, which is making my credit greater believe it or not. All my payments are reported to my credit history. I had been just approved for a house. I had been told that there was an application fee. Nobody else would agree me for any credit however. I had been able to get my children their christmas presents in 09, unemployed, and make payments without intrest.
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