I received a letter in the mail indicating get me a fresh start on mortgage and take care of the past due payments by putting all the past due payments on the back of the loan, 2) take all the back payments and divide them out over the remainder of the mortgage 3) simple repayment plan spread out over 6-18 months. After talking to Wells Fargo none of payment I sent to Duane Hatchett of Your Mortgage Solutions he never paid them to my Wells Fargo loan. He informed me that he was working with a representative at Wells Fargo.
Wells Fargo has no records where the payments were applied. I filed a complaint with the BBB and Mr. Hatchett came to my house and showed me some records with dates where he supposedly talked to a representative and told me that let him do the work without me getting involved. He also had a letter prepared that he had written and saying that Your Mortgage Solution is a reputable company. I signed the letter and I guess he sent to BBB like the problem was resolved. He was being deceitful then. I sent him a demand letter asking for my money back and said I need to talk to his attorney. He's riding in the biggest Mercedes with some of my money and no telling who else. He has no intentions of paying my money to the mortgage company or me. Please help me.
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