I attempted to acquire a backup of my credit history from Experian in January and was floored to discover that the Possibly Damaging product appeared on my customer document from an assortment company I never obtained any statement or selection discover from, RCS/CVF Customer Exchange (RCS for brief) located in Greenville, SC. I instantly informed the credit agency about that by arguing such product on my credit history declaring that I've no understanding of actually having a merchant account using the initial lender, Washington Mutual, that's been defunct since 2008 when it went broke and was purchased out by Chase.
I've never obtained any statement by any means, form or type in the initial lender or have I obtained any selection notice from such selection agaency concerning their efforts to gather a debt. As a matteroffact, I don't owe the initial lender the exceptional quantity of $1,036 since I never had a merchant account with them at-all to start with.
Around February 14, I had been informed by Experian the statement may carry on report until March that was definitely ridiculous. I subsequently got it upon myself to get hold of the origin of such derogatory data, Resurgent Capital Providers, about the aadvice of Experian at (864) 248-8700. I supplied various reps on numerous occasions with my own identifying information for example my complete name, Social Security quantity in addition to my tackle combined with the Incomplete Account Quantity which seems on my credit history and on these numerous events, I had been obviously advised that my information doesn't come in their database and so my bill doesn't occur at all. I was subsequently educated by such reps to send over a duplicate of my credit history with my own identifying data to (866) 467-0956 and (866) 467-0163 on Feb 14 and on January 21, that we did, underneath the impact that they can appropriately correct such mistake using the credit agency within 8 business days but to date, such Possibly Damaging product looks on my credit history and there's simply no method of obtaining such product solved or squared away since the info that RCS claimed for the credit Agencies doesn't occur within their database.
Aristotle
Jersey City, NJ
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