Do not apply for this credit card! I applied for this card approximately 3 weeks ago and when I called customer service my card had still not been mailed. I was told to "wait a few more days." This is not my first credit card and I knew that I have never waited longer than 14 days for a card.
I got suspicious and read reviews about this company and see that they are known for predatory practices for people who are trying to rebuild credit. Thank God they never sent me my card - so I called back to the company and requested that my application be cancelled.
If you want to rebuild your credit this is NOT the card to do it. I suspect they are not a "real bank" or backed by a real bank. My advice go to Consumer Reports and read up on the best cards to rebuild credit— there are plenty of "credible" products out there.
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