After going thru "good cop/bad cop" routine about an old debt that was paid-in-full, i was RUDELY told by a mr. Bolton that "the individual means ABSOLUTELY nothing! The banks & lenders can do ANYTHING they want at any time, but the individual cannot!" i couldn't (& still can't) believe that anyone would say such an arrogant, RUDE thing, but that is the climate in this country - they can do or say ANYTHING to us poor people.
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