Someone paid me $500.00 by giving me an Official Bank Check drawn on Union Planters Bank. This would be a "cashier's check". I went to Union Planters to cash the check. They asked for my driver's license and for me to place my thumbprint on the check. I did not object to either request. They have a right to know that they are paying the correct person and the thumbprint helps to reduce fraud against banks. But here was the ripoff: They wanted to charge me a $5.00 fee because I did not have an account at their bank. I explained to them that this check was drawn on their bank. I explained that, in fact, it was an Official Check or cashier's check. They have no right to charge a fee under these circumstances. This is a violation of the Uniform Commerical Code (UCC). Beware of this bank!
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