I had a checking account w / BB&T and a savings account linked for overdraft protection. The checking account was opened in gloucester, va and the savings account was opened in Charlottesville.
This I was told was not a problem because they are computerized. My mother was helping with my account because I was sick. I wrote a check for $2.00 more than was in my account and it bounced.in fact the bounced and returned 12-18 checks. Each check was a $30 nsf fee, plus I had to chase down and pay each check plus their fees. It cost me well over $1000.
I am the sole support of three children and being sick it about killed me financially. When we approached the bank (my other and I) they claimed it was a computer error and would not return my fees or give me a letter stating it was their fault. Eventually I was taken to court because of the amounts of the checks and charged with a felony. I also spent 3 days in jail.
When I went to court I was found Inosent and the judge told me that the evodence was enough that I should take bb&t to court. It was very evedent that it was not my fault so I am currently trying to get them into court to sue!!! This has been a nightmare. I have never broken the law and even though I was found guilty the fact that I spent 3 days in jail for a crime I did NOT Commit will always be on my record. Also I cannot open an account anywhere until this is resolved in court. I feel sorry for anyone else who might have gone through this. I have contacted the better business bureau with no results and also the FTC w / no results.
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