I received a call from 'John McLaw' on June 4. He had told me that I was approved for a $2500 Visa with a fixed rate of 8.5%. If I paid my bill on time I was due for a credit increase of $500 each year. All it cost was a one time start up fee of $299. I stupidly gave them my DL# and my checking account#. I was really happy because I am going on vacation and I really could use the money. I was then transferred to "Stephanie Matthews for verification of the info and the conversation was recorded. At the end I was given the activation code of 970124. Then I was hung up on. I then tried to call the company back only to hear the 'mailbox was full'.
Something didnt set right with me. I could only remember the partial name "Consumer Credit..." and I had written down the phone number. I went on my computer and typed in the phone number to find the website only to find that this company is a scam. It is Friday and I am scheduled to be drafted on June 30th. Maybe I can call my bank and ask them to not honor the draft. They can't take out the money because I transfered all of it to other accounts so hopefully I'm ok until Monday.
I feel so stupid now and I will NEVER!!! Fall for any crap like that again. I am really sad because I thought it would be my first chance to rebuild my credit after a nasty divorce caused me to file Chapter 7. I hope this will save someone else some heart ache and money.
0 comments