Capital One billed for membership fee by the month. I decided that this was not a good deal and called to cancel the card. The card was cancelled and they kept billing for the monthly fee. When it became past due, Capital One added late fees. The card was never used for a purchase but collected late fees for not paying membership. Seems like a rip-off to me. Now they want late fee and past due membership or will put on my credit report.
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