I also answered an ad placed by JMW Financial Services for HUD refunds. That was my first mistake, my second was giving over checking acct.#.
The HUD site gives you way outdated addresses and all your letters are returned as undeliverable or no forwarding address. Their claim that you can trace people free on the sites they give you is a crock. If you need to do an extensive search, and you do if you want info on these people, they want you to fork over $.
Every letter I sent was sent back. I have waited my 90 days and am now going to try to get refund. I only wish I had known about your site sooner. It has saved me from investing in the melaleuca rip-off. Thank you for your VERY wonderful, informative site.
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