I have had a credit card with Capital One for over a year now. I recently lost my job, and as a result, have fell behind on my finances. I am currently about 40% over the limit of my Capital One credit card, and have been making payments that do not satisfy the minimum payment. I understand them ...
I'd set up a payment plan ($60 on one day this month, $60 for dame day next month) to bring my account current (only have a limit of $300.) This was after a mistake by their system or agents (they took my payment out of my checking account ONE WEEK early without 1) my authorization; 2) having had ...
Sometime ago, due to the economic situation, I found myself with a delinquent credit card bill through Capital One Bank (USA), N.A. In late I received a letter stating they wanted to work with me to help resolve my account balance. Therefore, in good faith, I took Capital One Bank (USA), N.A. At ...
I was contacted at the beginning of March by Capital One regarding a charge that was put on a credit card that they wanted me to verify and give approval for, a credit card that I had NEVER opened or had knowlegdge of. They refused to give me any information on the account, said they were ...
The site was down and I tried for several hours but it was still down. Then when I remembered it later, I paid it at 12:02 AM and was charged a late charge of $29.00 which put me over the limit and I was also charged an over the limit fee of $39.00. I called the next day and spoke to customer ...
Opened account three years back from an advertisement of 4.99% rate for LIFE and NO annual fees. Account has always been paid on time. Six months ago company started changing my rate from 4.99 to 7.99 and then to 9.99. I had had enough and paid off the account in full with an over payment, which ...