This is not a professional organization. They are people at a desk that are using websites. That is it. They will "sell" you on their "abilities" to "work with" lenders in order to attempt to get you the type of loan you are requesting. They charge a processing fee, which is understandable if they are actually a professional organization that has relationships with lenders. However they are not. They will simply get your information in an application and then take your information and inquire with real loan websites for example, prosper.com.
I was led to believe that this company had one on one communciation or "relationships" as they put it, with real lenders and that they had better access than an normal consumer would have to work with lenders in order to get a loan. I presented my facts pretty clearly: I have multiple maxed out credit cards. I need quick cash because I have a business opportunity that requires up front costs, or overhead and I simply needed access to cash in order to get my business flowing. The cash was supposed to be for marketing, anyone that works in insurance sales knows you need to get leads to know who to call and who is qualified for the product you are selling.
I contacted this website hoping they could help me and I was passed around to multiple salesman and "financial consultants" or whatever they call themselves. I don't think going on typical consumer websites and entering someones information off of an application really qualifies as financial consulting. I had already inquired with websites like that myself and knew I could not go through those websites because of my revolving credit history. I made this very, very clear to the original person I spoke with regarding my situation and why I was looking for a loan. I was assured multiple times that with my score I was considered a "silver" customer and that it would be no problem at all to get my loan.
This company clearly is in it for their own financial well-being and nothing else. I even called back to talk to the person who initiated the application process for me and they paniced and said "I'll call you back." Before quickly hanging up the phone.
It is very clear to me now, that I was scammed. I trusted someone and they took advantage of me. It was a scam from the beginning. I was lied to from the start and there was no regard as to whether I actually had a chance to get the loan. They simply wanted to get the processing fee and did very little in the way of communicating with me the process of my application.
Please be aware of this website. They are cons and are deceitful salesman.
0 comments