Complaint / Review
Fcnb
Ripoff, charged late fees, raised interest and over the limit fees

I can't believe I found this website. Finally I found other people who are going through the same problem as me. I knew it had to be illegal. My story is similiar to everyone else, but I don't know where to start to fix this problem.

I opened up my fcnb cc about 3 years ago, then "BAM" I get this letter in the mail claiming fcnb has filed BK last year. I had a limit of $1200, and at the time my bal was $1000.

I continued to make $100 a month for almost a year, then I realized that my bill had only gone down about $200. How could this be? Then I noticed every month I was being charged a late fee of $35.00 and an interest charge of $30.00 and now an over the limit fee of $35.00.

I quit paying it 4 months ago and now it is affecting my credit. I don't know what to do but I am sure as * not giving them any more money until this is straightened out. I did read on another site that if everyone files a complaint then they will be investigated. Can someone please tell me the first steps to take and did you get any justice yet?