I was contacted last week about a debt that is not even mine. I wrote the original company in 1989 about this and never heard a reponse. I assumed they researched and closed the file. Now CAMCO is demanding my personal banking information and for me to pay them $ (they said they already had my SS# and could do a lot worse with that than my banking info). They CLAIM that a payment was made on the account in 1998 so the statute of limitations clock ticks from date of last payment not date of debt (supposedly in the late 1980s).
They have every address and account I've ever had with ANYONE. They have screamed at me, were nasty, threatened me. I have filed a complaint with the Federal Trade Commission (FTC), however, I don't know how much good that will do.
CAMCO claims they don't have to provide any paperwork on the debt because they didn't engage in the debt with us they just legally purchased it from the orginal creditor).
Someone needs to organize a class action suite against these criminals. Anyone have any concrete info about what we can do to stop them? Or what they are allowed to collect by law?
C
Santa Ana, California
U.S.A.
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