Complaint / Review
National Mortgage Help Center
NPV Test Loan Modification fraud

Michael called and questioned me briefly about my loan scenario. Then suggested taking a "test" that would reveal if I was indeed qualified for a "loan modification". He said there was 98% chance of getting a large reduction in my monthly payment, and, unlike the people at JP MORGAN/CHASE - they would be able to push this through because my claim was now 'public record'.

After speaking with one of my state senator's offices, they informed me that is upfront payment method of doing business, with respect to home loan modifications, was completely ILLEGAL. I'm trying to get the charge of $795 withdrawn and removed from my credit card. Time will tell.