Total Card Inc, is a third party collection agency, which purchased an alleged debt, claimed that I owed to First Premier Bank. I advise Total Card Inc, that if the alleged debt is valid, that I will settle woth Forst Premier Bank directly, not with their agency. Total Card, continued to represent that the WERE the bank m, not a collection agency. I requested proff of the alleged debt owed to Firs Premier Banmk, and approximatley 3 months after the request was made received a computer genrated " statement / spreadsheet " from Total Card, showing the bal;ance. For this, I was advised thatthere was a research fee, in the amount of $3.00. I advised Total Card Inc. Again, that I would resolve any alleged debt woith the debtor. Total card inc. Continues, to call and send debt notices via the USPS, after I mailed a letter to them, Certified, Return Receipt requested, and faxed the same letter to them
Total Card has failed to removed this " notification" from my credit report.
A complaint has been filed with the FTC in this regard
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