After falling on hard times, I could not afford to pay my cc bill. After repeated promises to make paymnt but no follow throughs, I was contacted by collection agency in which they said my debt with first premier bank had been sold to them.
After getting this info I contacted first premier bank and they corroberated what thw agency told me. So I finally got back on feet and started making bi weekly paymnts to the collection agency. After 6 months I had paid off the debt. I got a thank u letter from agency along with payment transcripts and account paid certificate.
Its been 8 months since I paid my debt off and a week ago I get call drom first premier bank saying I had an overdue acct and in order to be able to use my card I needed to pay 710.00 today. I told her it was paid in full gave her agency name n mumbr. Even faxed all paperwrk I had. Told her my cc acct was closed long ago. She sed I was victim of scam and the money I paid agency didnt matter I still owed them. I faxed her the page clearly said first premier, and was signed by a member of bhank. She admitted she knew the woman and said it was her signature. But she said oh well I still owe them and it needs to be paid. Also is being reported to credit beaurea and my score is being negatively affected.
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