I am attorney in New Jersey who represents a customer of Ameriquest Mortgage company who claims that Ameriquest committed fraud and violated lending laws when it refinanced her mortgage. I am not soliciting business for myself. I would like to hear from customers of Ameriquest or Ameriquest's former or current employees who would be willing to testify about their dealings with Ameriquest. The testimony of the witnesses would be relevant to this matter only if the witness experience one or more of the following problems:
Failure by Ameriquest to advise that the customer would be charged a prepayment penalty if he or she paid off the loan
Assurances that the customer would be able to refinance at a lower rate in the near future
Pressure tactics such as appearing at the customer's door, calling place of employment, threats, etc. (both in connection with procurement of the loan and collecting payments on the loan).
Failure to provide the customer with credit for payments made on the loan.
Pressuring the customer not to hire an attorney to represent the customer at the closing.
Changing the terms of the loan at the closing table.
Placing incorrect information of the customer's loan application.
Not allowing the customer time to read the documents at the closing.
Your help in this matter would be greatly appreciated. It is only by pursuing these claims that true change takes place. Luckily, the New Jersey Legislature has passed a very strong predatory lending law which I hope will protect consumers in the future.
I can be reached through the rebuttal key
Christina
Shrewsbury, New Jersey
U.S.A.
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