I have had a this home for nearly 20 years. NOW they want to foreclose on me and have even sent a police man to tell my tenants they should move out of the property within 90 days
I have never heard from a lawyer or even received a payment coupon or P&I statement in 8 months of dealing with the LBPS PRIOR to LBPS taking over my account I had never missed a payment IBPS Took over my loan in Sept. I had no idea who they were and I called the people at IBPS did not know who I was? When I came back from Vacation I had a letter of introduction as they have taken over my loan form Wells Fargo. NEXT I was told i was late on my mortgage? I had been on auto direct deposits for 15 years so I could not be late. THEY said that it is now a new company, THEN. THEY told me my payments were about $200.00 higher then the orignial principal and intrest I was used to paying? I requested a copy of my proposed payments
I also gave the lady on the phone my checking account number. I told her to run what ever payment was needed as long as no fees were attached. As I was not late they stoped taking my funds. SHE said she could not do that. I said then HOW can I pay my mortgage. I was clear about paying and I only want to pay the correct amount. A manager was to look into my mortgage. NOTE at this time I had not received any booklet, stub or notice of intreats and payment amour, ONLY by phone.
I called and called. My request was clear and recorded, THEY say all calls are recorded. I HOPE.
NOW they want to forclose on me. EVEN three weeks ago I asked for somethings in writing to be able to pay any balance in full less fees as I requested. THEY have not sent me any thing until JULY 14th
NOW I see my statement P — I for the first time. I only owe $3000.00 and I wan to keep the home but they want legal fees ESTIMATED FEES to be paid for nearly $3000 extra? I have had no issue paying the loan infect I had paid over 200 a month extra for the last 5 years. I do not know what to do, I told the people I am dyslexic and have ADHD, I requested emails they said no. I have done what I can BUT what CAN I DO I do not have extra money for legal fees only the money I have been holding to pay on my loan when I was to get proper paper work and corrections to pay; O note. THEY also had the wrong % intreats rate. It was lower at the time and they tried to charge me more as well based on T bills or something. PLEASE warn every one about there intentions to steal my home. Thank you Steve
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