I do not have a difficulty in making payments. My original loan was paid and processed timely by Met Life, after a year it was sold to Chase and again processed and paid timely for the second year.in July it the loan was sold by Chase to LBPS for processing.
The problem started with the sale from chase. Chase was paid timelyas my bank proves the dollars were withdrawn timely, three weeks later Chase redeposits the payment into my acocunt without notification to me. LBPS collections then calls me and states I'm in arrears and subject to foreclosure. I tell them not so, am driving but will check and that is when I discover the above. Even though within the 60 day period for mitigation neither Chase or LBPS would take action. Three years now and LBPS / Seterus continue to attempt to claim late charges and erroneous impounds. After the first 4 months it became obvious they were intentionally claiming no receipt of payment or late in payment by one day.
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