AFNI collection agency are bottom suckers. With 157 complaints on this site alone it is time to shut them down. How many good honest people paid them rather than spend days finding documents and going to court? This is nothing but a scam. Force them to prove the validity of the debt before paying one cent. Do not give them any information about you or your accounts. Turn them into the BBB and the attorney general in your state. I repeat do not pay them. They pray on honest unsuspecting people.
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