After months of receiving phone calls, at work, and on my cell, I looked here to see if anyone else has reported ACS Debt Collection. Sure enough, numerous reports. It started with a rude non English speaking woman by the name of Pam, telling me she had a Process Server coming to my job now unless I called back and spoke to someone, gave me 866-603-8677 to call. I did, not thinking, was actually scared to death. They said it was a bad check charge... I didn't and don't have a checking acct and haven't for over 20 years. I told them I use only my debit card and he (James Perry) said that money from a pay day loan was put on that card. (I'd only had this card for a year, the number he said was a card from over 10 years ago), even gave my address but wrong apt number, he said if I made good on this internet loan, he would stop the Process Server immediately. I told him, I would check with my attorney first then get back, his response was, "it will be to late by then", and hung up on me. Yesterday I received serveral calls from a James Diaz, Process Server, so he claimed, telling me an "addendum" had been added to my paperwork that said if I made good on this debt the charges would be dropped. I have had ONE payday loan in my life, 8 years ago. And was paid off immediately!!! He has threatened to come to my job, or home and serve me papers, then I will have to go to court and pay over $4500.00 plus their legal fees. I asked for paperwork to be sent to me and he said he couldn't send me anything til after payment, also said he could email or fax me something, when I had made a payment.
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