This is such a horrible scam. I had filed bankruptcy after a nasty divorce and have been having trouble rebuilding my credit. I have one credit card now that has a small limit, so when I recieved this I figured because I had been making my payments on time I was getting a better credit report. When I recieved this from Capital Choice Consumer Credit, I jumped at the chance. I figured being around Christmas it would be a good way to afford Christmas for the kids. Now, not only do I not have a credit card, I am also out $50.00.
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