I have been with providian for 5 years with no late payments, but last year july I could not make my payments on time i called them to let them know in order do not have late fees, they agreed, but they never stopped billing the fees to my account. For the past of 8 months they charges $35.00 dollars for late payments, and $94.91 dollars for finance charge it is almost$ 1,100.00 dollars, that i will have to pay plus for my previous balance.
The annual percentage rate for billing cycle: is 27.24% and daily periodic rate. 0746%.
I called them to make payments arrangement, i came with an amount i could afford but they wanted more than what i offer. They were rude, and try to trick me to my checking account. I am afraid they are going to take money from my checking account without my permission.
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