In July I signed up for their service with an initial pyment of $173.95, THEN in DEC, THEY NEGLECTED TO CHARGE MY BANK ACCOUNT AND PROVIDIAN DECLINED MY PROGRAM AS BEING LATE. Then in Jan CCF took 2 payment notified me it was back on track.
COME TO FIND OUT I was going to have to pay excessive charges to bring Providian back to snuff. Finding out I was going to have to pay out more than the agreed amount, decided to cancel and file bankruptcy.
I believe I am entitled to the 1st $173.95 as it is no fault of my own. Can't afford payments on both accounts as I am on a strict budget as I am retired. Can you help? Thanks, Les Howearth
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