First National Credit is a major scam! Unfortunately, I (like many others) get dozens of pre-approved credit card offers in the mail each week. I happened to pick this one because it was supossed to be a Gold Mastercard and I already have a Gold Visa. I sent them my check for rush delivery only to never here from them again and then find out they are a scam!
Call me naive or whatever, but this isn't this first time I have supossedly been pre-approved for this much credit. Be very careful and if they send you a letter saying guaranteed $15,000 line of credit, but please send us $37 or $43, throw it in the trash or file another report!
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