I remember applying for a credit card with MBNA, and a couple of months later I received a letter from Citi Financial with a card for a Fitness Depot. The letter mentioned that I had not been approved for a $10,000 loan (which I never asked for) and that they were able to loan me $2500. I didn't read much into the letter because I was not interested, but I ripped up the Fitness Depot card, which was a weird looking card. A month later I received a bill in the mail for $2,619.14.
They must be crazy if they think that this is some kind of business tactic that may work. Maybe it would if I had actually used the money somehow. But I didn't, and I have not spoken with them yet because they are closed. I will call in the morning, and if they give me any trouble I will contact a lawyer to get this straightened out.
Also, this must be some type of automated thing, because my name has been misspelled big time.
If anyone has experienced this same inconvenience, please let me know.
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