I remember applying for a credit card with MBNA and a couple of months later, I received a letter form Citi Financial with a card for a Fitness Depot, It mentioned in the letter that I have not been approved for a $10,000 loan (which I never asked for) and that they were able to loan me $2500. I didn't read much into the letter because I was not interested but I ripped up the Fitness Depot Card, which was a weird looking card. And a month later I received a bill in the mail for $2,619.14.
They must be crazy if they think that this is some kind of business tactic that may work, maybe it would If I had actually used the money somehow. But I didn't and have not spoken with them yet because they are closed. I will call in the morning and if they give me any trouble I will contact a lawyer to get this straightened out.
Also this must be some type of automated thing because ny name has been misspelt big time.
If anyone has experienced this same inconvenience please let me know.
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