I have now joined the growing group of people who have had their lives interrupted by this company.
I was contacted recently, last Friday, about a debt which was written off in 1991. A Mr. Brett Johnson ext. (1117) informed me that the original debt was approximately $1000.00 and now since they had purchased it from another collection agency (Midland Acquisitions Corporation) the debt balance is now $2018.18. This was based on the same calculations that I have read from everyone else that has dealt with them.
Mr. Johnson told me that they were willing to settle this debt for only 60% of the original amount. So for about 600 dollars and change I would have this debt resolved.
I told him that I did not understand why he could not provide me with specifics about the previous collection agency if any, calculation figures, and if they had proof of any judgement against me. He then started to give me the crap about me "disputing the debt".
I told him I would talk it over with my wife and he faxed me a copy of the account information. Friday evening I did a Google search on this company and fortunately found this web site.
I have spoken with him once since Friday and informed him of my demands about specifics of this debt, his company's license numbers, any judgement etc.
I was then rudely transferred to a supposed auditor, a Ms. Lillie Mattis, she told me to contact the "compliance dept" or should I say compLIEance dept. I called back and their switchboard operator did not know how to put me through to anyone in that dept. I then was transferred back to Ms. Mattis' voice mail where I left another message asking her to give me the proper extension to talk to someone.
I have put a alert on my social security number, drafted a cease and desist letter, as well as contacted the state Attorney General's office.
My big question is, after reading all of these reports are these people legit and what are my rights about a debt which has been written off for 13 years? I have purchased several cars and a home over this time and it was never an issue. Am I doing the right thing? Please advise. Oh, by the way I did live in California from 1984-1989, is that relevant you think. I saw someone else had noticed that.
Sincerely
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