I am the victim of harassment, intimidation and threats by Capital Acquisitions Management Company, herin after referred to as "Camco". They somehow purchased a debt which I freely admit to having owed, but also admit to having written off by the company to which the debt was owed.
The background on this debt is simple: I used to be married, and my ex wife used a credit card across the country to pay for her expenses. I had to jump through legal loopholes to clear myself, after which the company said that they were "writing this off". I then began a new life, that is, until now. I am remarried, have a home, 2 nice cars and an equity line of credit. Thank God for credit counselors.
While my credit is far from perfect, while purchasing my home this report of a debt never came up. When establishing my equity line, this debt never came up. While getting my credit card, this debt never came up. Now all of a sudden, I need to pay $9,400.00 on someone's say so? Is there anyone who knows how I can accomplish the following?
1. Trace my account's purchase trail
2. Find out what the statute of limitations for collections are in the state of Virginia?
3. Bring about a class action suit based on the collections tactics used by Camco, vs the Federal Trade Commissions' Fair Debt Collection Practices Act?
Please contact me at through the rebuttal key if you have been a victim of this company and live in Virginia.
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