Citibank is one of the most corrupt banks in the country. They literally changed my address in their system (after 6 months of paying 20x the min.) on my 1-year interest free Home Depot purchase. When I finally did get this all figured out (end-of-year accounting audit), they [Citi] had added a huge interest and penalty fine. Of course, they refused to admit responsibility nor negotiate settlement. Their stance is, "... Tough, pay up or your credit will be effected!"
My response to Citi - "KISS MY A$!"
I will not pay these lying thieves, and since I've OPTED-OUT of the whole CREDIT-FICA scam, they can eat cake!
The only reason these scumbag companies get away with this crap is because most people don't have the guts to tell them: "it's either my way or the highway."
Unfortunately, every time we concede to their demands, it emboldens them. They continue running these scams with impunity.
Hence, today our Credit & FICA scores are used as the 'Big Bat'... Every move we make is based on this tyrannical grading system. Who's fault is that - OURS!
Opt-out and kill the beast!
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